About Union Star Mortgage
Built on real lending experience, product depth, and disciplined mortgage execution.
Union Star Mortgage was built to approach refinance with more clarity, stronger product judgment, and a deeper understanding of how financial structures fit real borrower situations.
What Union Star Mortgage stands for?
Union Star Mortgage was not built to sound loud. It was built to be clear.
The brand exists to help homeowners and investors evaluate refinance options with seriousness, structure, and a strong understanding of how lending products actually work in the real world.
That means looking beyond surface-level marketing and focusing instead on what may truly fit the client’s situation, goals, and property profile.
At its core, Union Star Mortgage is built around one idea: better mortgage decisions begin with better product understanding, stronger judgment, and a more disciplined process.
Who leads the mortgage side of the business
Anderson waldrich Nunes
Anderson leads the mortgage origination side of Union Star Mortgage as a licensed Mortgage Loan Originator NMLS ID 2808034.
His background includes more than a decade of practical experience across lending-related products and borrower-facing financial solutions, with exposure to structures involving auto financing, mortgages, refinance, personal loans, and business-oriented credit.
That experience shaped a professional approach centered on understanding the client’s situation first, then identifying which structure may best fit that reality.
At Union Star Mortgage, Anderson is the one responsible for mortgage origination activity and for guiding borrowers through the refinance process within the proper licensed structure.
The strategic experience behind the brand
luzenei da silva nunes
Lu brings more than 20 years of experience in the financial market, with deep practical exposure to credit products, borrower needs, and real-world lending structures.
Her long-term work in the industry helped shape the strategic foundation behind Union Star Mortgage — not as a brand built on hype, but as one built on product understanding, credit-market experience, and the ability to recognize what may fit a client’s situation more clearly.
As co-founder and strategic advisor, her role is part of the institutional depth behind the Union Star approach.
Why this matters for clients?
For the client, this background means more than experience on paper.
It means speaking with a team shaped by real exposure to lending structures, borrower needs, and financial products across different situations.
It means a stronger ability to recognize when a refinance path may make sense, when it may not, and how to approach the decision with more clarity.
And it means that Union Star Mortgage is not built on guesswork. It is built on market experience, product depth, and disciplined evaluation.
How Union Star Mortgage approaches the work?
Union Star Mortgage does not approach refinance as a script, a sales pitch, or a one-size-fits-all solution. It approaches refinance as a structured lending decision that should be evaluated carefully, explained clearly, and matched to the borrower’s reality with discipline.
That is why the Union Star approach is:
- strategy-first, not pressure-first
- product-aware, not hype-driven
- borrower-focused, not generic
- clear in communication and disciplined in process
This is what gives the brand its tone, its credibility, and its standard of work.
Operating clarity
Mortgage origination activities are conducted by Anderson Waldrich Nunes through the proper licensed mortgage structure.
Union Star Mortgage is built on a broader strategic foundation, but mortgage origination, borrower guidance, and loan execution remain clearly tied to the licensed origination function.
All mortgage loans are originated through NEXA Mortgage Company NMLS ID 1660690, LLC. Anderson Waldrich Nunes is a licensed Mortgage Loan Originator Individual NMLS ID 2808034 sponsored by NEXA Mortgage LLC, and Union Star Mortgage operates as a marketing brand within that structure.
This clarity matters. It reinforces the fact that Union Star Mortgage is not built on improvisation or ambiguity, but on a transparent operational model where brand, strategy, and licensed origination each have a clearly defined role.
For licensing and consumer access information, please visit NMLS Consumer Access.
Consumer Access links:
NEXA Mortgage, LLC (NMLS ID 1660690)
Anderson Waldrich Nunes (NMLS ID 2808034)
Get to know the approach behind the brand
If you want to understand whether a refinance path may fit your situation, the next step is a structured review based on your goals, your property, and your current mortgage reality.
Note: This is an initial review request, not a full loan application yet.
